Canadian Tax Specialist and Money Coach
PrudentMoneyCoach@gmail.com or (604) 728-5139
PrudentMoneyCoach@gmail.com or (604) 728-5139
Services Provided
Webster's New World dictionary defines "prudent" as "exercising sound judgment in practical matters." It is with this goal in mind that my services were designed.
Tax Preparation Service
Money Coaching Service
Services will be tailored to your needs. Examples are:
After learning about what I do, an older gentleman I met at a Christmas party commented that his wife should have met me before they got divorced. He said his wife spent too much. I am not sure if there were other problems that caused the divorce, but money management is certainly an area that can be improved for couples and individuals.
Parents and school teachers often teach students how to recognize money ($5 bill, $2 coins, etc.), but not how to manage it. If you ever wonder "Where did my money go?" at the end of a month, or "How can I ever get out of this mounting debt?", or "How can I ever buy a home?", I can probably help you.
Services Provided
Webster's New World dictionary defines "prudent" as "exercising sound judgment in practical matters." It is with this goal in mind that my services were designed.
Tax Preparation Service
- Full service // I do your taxes for you.
- Review service // You prepare your taxes, I review it before you submit your return.
- Tutoring service // I teach you how to do your taxes.
Money Coaching Service
Services will be tailored to your needs. Examples are:
- Accountability partner
- Figuring out why cash is always short
- Making a plan for your money (budgeting)
- Strategies for retaining cash-flow (increase income, decrease spending, minimize tax, receiving government benefits, etc.), getting out of debt, and others
- Achieving financial goals
After learning about what I do, an older gentleman I met at a Christmas party commented that his wife should have met me before they got divorced. He said his wife spent too much. I am not sure if there were other problems that caused the divorce, but money management is certainly an area that can be improved for couples and individuals.
Parents and school teachers often teach students how to recognize money ($5 bill, $2 coins, etc.), but not how to manage it. If you ever wonder "Where did my money go?" at the end of a month, or "How can I ever get out of this mounting debt?", or "How can I ever buy a home?", I can probably help you.
Organizations served
I am grateful for the privilege to work and/or to volunteer for the following organizations.
I am grateful for the privilege to work and/or to volunteer for the following organizations.
- North Vancouver Parent Community Developer
- Lynn Valley Parent Community Developer
- Community Action Program for Children (CAPC)
- Vancouver Community College
- Frog Hollow Neighbourhood House
- Collingwood Neighbourhood House
- Family Services of the North Shore
- North Vancouver District Public Library
- Harvest Project
- North Vancouver City Library
- Silver Harbour Centre
Testimonials
"I had spoken to you last year regarding a question I had with sole proprietorship and remembered you were so patient about all the questions that I had and you had explained the answer to me in a way I would understand and I really appreciate it!"
Jeannie M.
[Note: Testimonial below from Aaron D'Souza is related to monthly newsletter I sent to those who are interested. To subscribe, send an email with subject "Subscribe" to PrudentMoneyCoach[at]gmail.com.]
"Hey Effie,
Huge congratulations on passing the Cross Broder Taxation course! I appreciate the emails you send because I always learn something important about taxes that I never knew before.
With appreciation,
Aaron D'Souza"
"Thanks again Effie, I really appreciate your service. 10/10 I will be recommending Prudent Money Coach."
Samantha
"We appreciated your thoroughness, your love of helping and informing and making sure it’s applicable to our business."
Grace T.
"I am very appreciative of Effie helping me understand how I can save a lot of money with my taxes. She's very knowledgeable in her field. She's an amazing coach and has an eagle eye for all the little details that will make a huge difference in the end. I would highly recommend her to do your taxes."
Denise B.
"Effie is a wonderful money coach! I had a very strict deadline to complete a number of years of taxes and Effie coached me through it by being my daily accountability partner. It helped to relieve the stress and stay focused on the task at hand. I'm very grateful for all of Effie's knowledge, expertise and support."
Christine
"Hi Effie,
A Big Thumbs Up to you. You've changed our lives towards finances. Budgeting wise, our spending based on the budget is manageable.We stop using credit cards and instead use our debit and will start to use cash to pay. You teach us how to start to eliminate our debts. Knowing our Net Worth now, I can see clearly our goals. Save and Get ready for the future.
We thank you for all the time and effort you've spent with us.
Thank you."
Grace & Edwin
"Each individual is different and needs are different when it comes to managing a budget. Personally, my family have had enormous benefits by learning and improving ideas about saving money, with Effie's coaching. That's why I highly recommend Effie's services."
Rocio
"Effie was recommended to me by a friend who had used her services to get out of and live out of debt. When I started working with Effie, I had just gone through a separation and had a mortgage on a 2-bedroom apartment that I would have lost money on if I had sold. I could not figure out a way to manage my money to keep the apartment. My other goals were to figure out how much money I needed in my RRSP and how to make the most out of TFSA's and other long-term savings. I thought it was impossible but Effie showed me a way to track my expenses, manage my budget and maximise my salary. I now have a plan that allows me to keep my apartment, live within my means, save and still have some fun.
Thanks Effie."
Tracey, North Vancouver
"Effie is a fabulous money coach! We met her at a community finance seminar and we instantly saw the wealth in hiring her to work with us personally. We were going through a transition in our finances and Effie really helped us focus how to reach our goals. She worked with us to get a strategic perspective on paying down our debt and taking control of our financial responsibilities. Our goal to live debt free and to keep control of our spending will be reached, thanks to Effie’s guidance and our personal discipline to stick to our plan. Thank you Effie! We look forward to our next financial check-up!"
Blair and Ben
"Effie helped us feel confident about going forward. We were able to organize our finances in a way that puts us at ease about our future and order our priorities so that our goals could be met. After 6 years of post-secondary education I am deep in debt and Effie has helped us feel confident about working our way out of it. We have set realistic, obtainable goals. This is exactly what we needed. It was refreshing to have someone not connected directly to our chequebook to take an objective view about how to meet our financial goals.
It has been such a relief to see that our mounds of debt will be payed off with a little bit of discipline and careful planning. Effie's help, organization and planning is exactly what we needed. Now 5 months after we have finished with Effie we are still staying strong to the habits she has helped instill in us, and we see this as a long term sustainable process.
Thanks, Effie!"
Lisa and James
"My wife and I began working with Effie shortly after we were married. She helped us get a clear picture of where we stood financially and where we wanted to go. Most importantly she helped my wife and I become comfortable communicating openly and honestly about our finances. I’d recommend Effie to anyone looking to significantly improve their financial situation."
Reid and Kendra
"In January 2012, I took Financial Basics workshop with Effie and learned about basic financial tactics in daily life.I was able to understand the material because it was easy to understand and practical.The examples used during the workshop were day-to-day applicable ones such as setting financial goals, shopping around for renewing mortgage, and others.
I would highly recommend anyone who would like to learn about personal money management to get in touch with Effie."
Parisa
"I had spoken to you last year regarding a question I had with sole proprietorship and remembered you were so patient about all the questions that I had and you had explained the answer to me in a way I would understand and I really appreciate it!"
Jeannie M.
[Note: Testimonial below from Aaron D'Souza is related to monthly newsletter I sent to those who are interested. To subscribe, send an email with subject "Subscribe" to PrudentMoneyCoach[at]gmail.com.]
"Hey Effie,
Huge congratulations on passing the Cross Broder Taxation course! I appreciate the emails you send because I always learn something important about taxes that I never knew before.
With appreciation,
Aaron D'Souza"
"Thanks again Effie, I really appreciate your service. 10/10 I will be recommending Prudent Money Coach."
Samantha
"We appreciated your thoroughness, your love of helping and informing and making sure it’s applicable to our business."
Grace T.
"I am very appreciative of Effie helping me understand how I can save a lot of money with my taxes. She's very knowledgeable in her field. She's an amazing coach and has an eagle eye for all the little details that will make a huge difference in the end. I would highly recommend her to do your taxes."
Denise B.
"Effie is a wonderful money coach! I had a very strict deadline to complete a number of years of taxes and Effie coached me through it by being my daily accountability partner. It helped to relieve the stress and stay focused on the task at hand. I'm very grateful for all of Effie's knowledge, expertise and support."
Christine
"Hi Effie,
A Big Thumbs Up to you. You've changed our lives towards finances. Budgeting wise, our spending based on the budget is manageable.We stop using credit cards and instead use our debit and will start to use cash to pay. You teach us how to start to eliminate our debts. Knowing our Net Worth now, I can see clearly our goals. Save and Get ready for the future.
We thank you for all the time and effort you've spent with us.
Thank you."
Grace & Edwin
"Each individual is different and needs are different when it comes to managing a budget. Personally, my family have had enormous benefits by learning and improving ideas about saving money, with Effie's coaching. That's why I highly recommend Effie's services."
Rocio
"Effie was recommended to me by a friend who had used her services to get out of and live out of debt. When I started working with Effie, I had just gone through a separation and had a mortgage on a 2-bedroom apartment that I would have lost money on if I had sold. I could not figure out a way to manage my money to keep the apartment. My other goals were to figure out how much money I needed in my RRSP and how to make the most out of TFSA's and other long-term savings. I thought it was impossible but Effie showed me a way to track my expenses, manage my budget and maximise my salary. I now have a plan that allows me to keep my apartment, live within my means, save and still have some fun.
Thanks Effie."
Tracey, North Vancouver
"Effie is a fabulous money coach! We met her at a community finance seminar and we instantly saw the wealth in hiring her to work with us personally. We were going through a transition in our finances and Effie really helped us focus how to reach our goals. She worked with us to get a strategic perspective on paying down our debt and taking control of our financial responsibilities. Our goal to live debt free and to keep control of our spending will be reached, thanks to Effie’s guidance and our personal discipline to stick to our plan. Thank you Effie! We look forward to our next financial check-up!"
Blair and Ben
"Effie helped us feel confident about going forward. We were able to organize our finances in a way that puts us at ease about our future and order our priorities so that our goals could be met. After 6 years of post-secondary education I am deep in debt and Effie has helped us feel confident about working our way out of it. We have set realistic, obtainable goals. This is exactly what we needed. It was refreshing to have someone not connected directly to our chequebook to take an objective view about how to meet our financial goals.
It has been such a relief to see that our mounds of debt will be payed off with a little bit of discipline and careful planning. Effie's help, organization and planning is exactly what we needed. Now 5 months after we have finished with Effie we are still staying strong to the habits she has helped instill in us, and we see this as a long term sustainable process.
Thanks, Effie!"
Lisa and James
"My wife and I began working with Effie shortly after we were married. She helped us get a clear picture of where we stood financially and where we wanted to go. Most importantly she helped my wife and I become comfortable communicating openly and honestly about our finances. I’d recommend Effie to anyone looking to significantly improve their financial situation."
Reid and Kendra
"In January 2012, I took Financial Basics workshop with Effie and learned about basic financial tactics in daily life.I was able to understand the material because it was easy to understand and practical.The examples used during the workshop were day-to-day applicable ones such as setting financial goals, shopping around for renewing mortgage, and others.
I would highly recommend anyone who would like to learn about personal money management to get in touch with Effie."
Parisa
Canadian Tax Specialist and Money Coach
PrudentMoneyCoach@gmail.com or (604) 728-5139
PrudentMoneyCoach@gmail.com or (604) 728-5139